Insurance Defense

At Trammell, Adkins & Ward, P.C., insurance defense is a major aspect of our practice. We regularly represent insured entities, self-insured entities and insurance carriers in claims litigation, particularly personal injury and wrongful death claims related to:

Automobile Accident & Auto Liability Defense

Common cases include:

  • Distracted-driving accidents
  • Insurance coverage disputes
  • Intersection accidents
  • Multi-vehicle accidents
  • Negligent driving claims
  • Policy-limit claims
  • Rear-end collisions
  • Serious and catastrophic injury accidents
  • Uninsured/underinsured motorist disputes
  • Wrongful death claims

Commercial Vehicle & Trucking Accidents Defense

These cases can involve:

  • Catastrophic injuries and fatalities
  • Commercial vehicle accidents
  • Delivery vehicles
  • Driver negligence
  • Employer-owned vehicles
  • Federal trucking regulations
  • Hours-of-service issues
  • Negligent hiring or supervision
  • Tractor-trailer collisions
  • Vehicle maintenance

Construction Liability Defense

Common claims include:

  • Additional-insured disputes
  • Builder’s risk and coverage issues
  • Construction defects
  • Construction-site injuries
  • Contractor negligence
  • Contractual indemnity
  • Defective construction
  • General contractor liability
  • Negligent supervision
  • Property damage
  • Subcontractor liability

Fire Losses Defense

Some examples include:

  • Residential House Fire Claims
  • Suspicious or Potentially Intentional Fires
  • Commercial Building Fire Claims
  • Fire Caused by Electrical Equipment
  • Fire Caused by a Defective Product
  • Fire Caused by Contractor or Construction Work
  • Apartment or Multi-Family Property Fires
  • Fire Spread to Neighboring Property
  • Business Interruption Claims After a Fire
  • Disputes Over the Amount of Fire Damage

Premises Liability Defense

Examples include:

  • Apartment and rental-property accidents
  • Dangerous stairs
  • Defective sidewalks
  • Falling objects
  • Inadequate lighting
  • Inadequate maintenance
  • Injuries at retail stores
  • Slip-and-fall accidents
  • Snow and ice claims
  • Swimming-pool accidents
  • Trip-and-fall accidents

Professional Liability & Malpractice Defense

This can include:

  • Accounting malpractice
  • Architecture claims
  • Engineering malpractice
  • Errors and omissions claims
  • Legal malpractice
  • Medical malpractice
  • Professional malpractice
  • Professional negligence
  • Real-estate professional liability

Workers’ Compensation Defense

Typical disputes involve:

  • Compensability
  • Medical treatment
  • Occupational injuries
  • Permanent disability benefits
  • Permanent impairment
  • Pre-existing conditions
  • Return-to-work issues
  • Settlement disputes
  • Temporary disability benefits
  • Whether an injury is work-related

Wrongful Death Defense

Insurance defense counsel may assist with:

  • Coverage issues
  • Damages evaluation
  • Depositions
  • Discovery
  • Expert retention
  • Immediate claim investigation
  • Liability evaluation
  • Mediation
  • Policy-limit analysis
  • Settlement negotiations
  • Trial

Affordable And Skilled Legal Help For High-Retention Self-Insured Entities

Opting for a high self-insured retention can be an effective way to keep your insurance premium costs low. But there are also significant risks and financial requirements, and proper planning and risk assessment are crucial. For these and other reasons, you should always consult with a lawyer who is well-versed in this area of law.

Our firm has years of experience with the many idiosyncrasies and minutiae of self-insured entities. We will take the time to help you understand the details, and we will collaborate with you and your third-party administrator to help you move smoothly through the process.

We understand that as a self-insured entity, controlling costs is likely to be a major concern for your organization. Thankfully, we are able to offer reasonable hourly rates, which helps you protect your bottom line.

Contact Us To Learn How We Can Help You

Trammell, Adkins & Ward, P.C., is located in Knoxville, and the firm serves clients throughout eastern Tennessee. To discuss your legal options with one of our highly experienced attorneys, call us at 865-330-2577 or send us an email.

Get In Touch

Call us to discuss your legal needs

865-330-2577
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